Erlijn co-authored a book (2022), click on the image to learn more – Dutch only!
Reimagining Financial Inclusion

To live in today’s world, you need money; yet the majority of people do not have access to it. The formal financial system is taken for granted, but it also represents the barrier to financial inclusion. This book highlights 13 game changers – social enterprises like Grameen, Aflatoun and Kiva – who are thinking outside of the box. These social innovators are acting on behalf of the excluded people that are unable to live their lives to the fullest. They revolutionize the financial sector by aiming for financial inclusion for all.

In analysing the innovative and inclusive solutions of these game changers, the book delivers vital lessons through a framework of five key levers for change in order to reimagine our financial system.

Curious? Click the links to order:

You can either listen to the podcast of Lid Radio or one dedicated for MBA’s to learn what to expect from the book, or read more about the five levers, as described in the leading Dialogue journal – dedicated on key issues and challenges encountered by business leaders and managers around the world-. Or tune in to one of my latest chats with the Social Innovation Circle. Alternatively, you could read a write-up for the FinTech Circle.

Or read some reviews to learn what others think: The HR Director, the Impact Investor.


How to begin… Reimagining Financial Inclusion

Are you sometimes tired out there in your home-office, feeling lonely and lost? Wishing you could start your working day with a smile and real urge to get to work, because it really matters? Pondering over another coffee, how to make your job, your team, your company more relevant to others? Then let’s go on a trip together!

When you go on a journey, you pack your bag before you go. What will you take? … Continue reading my blog.

Reimagining Financial Inclusion, it’s just like biking!

I’m Dutch. Dutch people are known to be direct and the country itself is famous for its windmills and tulips. But above all, we’re well-known for biking. There are more bikes than people in our country. Since we’re on a trip together, sitting at the campfire, let me ask you a question: why do we, the Dutch, bike this much? As you know, biking is a healthy exercise, for both body and mind, and it’s an environmentally friendly way of travelling.Why do we, the Dutch people, bike this much? Not just because we know it’s healthy…

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Financial Inclusion, it’s a long-distance group journey

In this part of the trip we’ll focus on the togetherness. Financial Inclusion is like a group travel. Why? Because it is not a single subject, it’s multifaceted. Most of the time, the excluded low-income families we aim to include are not just financially excluded… they are also lacking clean water, electricity, a toilet and they need to walk an hour to the nearest health facility. It requires an integrated approach to solving that issue, building many partnerships, a whole eco-system, to solve each aspect of that issue together. How? …

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old-age pic

Micro-pension schemes – four phases of such a long-distance group journey

If you contribute to Financial Inclusion, and eye for the formal financial system to change, how then do you know you’re on track? Does your contribution still make sense, does your contribution make a difference? Should you up your game? It helps to compare your trip to the ones who’ve gone a similar route. Each phase demanding different inputs and roles to play. Here’s a treat to reflect: a joint journey to realise micro-pension schemes for non-salaried workers, in many countries across the world, aiming to eradicate old-age poverty.

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How big businesses can and should be driving Financial Inclusion

The invisible part of our global workforce, are the same people we need to financially include. It’s their hands producing jeans or assembling mobile telephones in the factory, their backs are being broken in the mines to dig gold used in laptops, their fingers are weaving the cloth supplying the ateliers for home accessories, or picking fruit and nuts for food or for processing in beauty products. Big businesses with their global supply chains depend heavily on the hard-working hands of the low-income people.With a growing demand for ethically sourced and sustainable products, there’s the opportunities to include them. How? Get inspired by exciting examples of Coca-Cola, Unilever and AB-Inbev.

Continue reading my blog.